How Does Insurance Work for Riders?

We offer insurance to all riders at checkout. This short-term policy protects the rider from owing a lot of money if they horizontally park.  A little scratch on the tank? Yeah. Kickstand not all the way down and the bike falls over? Yup.

RIDER PROTECTION PACKAGES

We offer four different rider Protection Plans with varied levels of coverage. Our Minimum Coverage Policy is a high deductible plan with limited coverage. We also offer a Premium Plan with high coverage and a low deductible. And of course, the Standard Plan falls between these two. Finally, we have a "high-value" package for motorcycles with a value over $25,000.

Deductibles range from $1,000 to $2,500 depending on the selected policy. 

THIRD PARTY LIABILITY

All riders are covered for third-party personal and property liability through our policies. Here’s what this means in plain English. You rent a motorcycle, hit a patch of gravel, and go into a low-side slide into a Porsche, which goes into the guardrail. Damages to this other auto (in this case, the Porsche) is known as "third-party property damage" and is covered by Twisted Road. Liability deductibles vary from $2,500-$5,000 and are shown at checkout.

How much coverage do you provide? Riders are covered by the minimum required amount, which varies by state.

We’re riders, so we think like riders. We’ve prepared a tailored and affordable Protection Plan that covers everyone: the owner, the rider, and Twisted Road. We’ve got your back — and your bike! — covered.

Read this article on Twisted Road motorcycle rental insurance if you'd like more information.